Hustler Rating
Hustler Rating: Your Ticket to Bigger and Better Loans
Ever wondered how the Hustler Fund decides how much you can borrow?. It all comes down to your credit rating — a simple way to track how well you handle loans and reward responsible borrowers with higher loan limits and better financial opportunities. Think of it as your financial reputation — the better it is, the more doors it opens.
Everyone starts somewhere, and with the Hustler Fund, you’re placed in one of three categories based on your borrowing and repayment behavior:
A – Exceptional Borrowers
- You’re the gold standard of borrowing—always on time with repayments, no delays, no defaults.
- You get the highest loan limits and VIP access to premium financial products, like the Bridging Loan for bigger financing.
B – Good Borrowers
- You’re doing well—maybe a few late payments here and there, but nothing too serious.
- You can still access higher loan amounts, but you’ll need a bit more consistency to move up to Category A.
C – Needs Improvement
- You’re either just starting out or have had some struggles repaying loans on time.
- Your loan amounts will be smaller, and you’ll need to build a solid repayment history to move up.
Each category is further broken down into A1–A3, B1–B3, C1–C3, so you can gradually level up or slip down depending on your borrowing habits.
Your credit rating isn’t fixed—it changes based on your actions. You’re in control
How to Improve Your Rating:
- Borrow regularly – Keeping your profile active helps build trust.
- Repay on time – The earlier you clear your loans, the better.
- Save while you borrow – A healthy savings record improves your standing.
What Can Hurt Your Rating:
- Late payments – Even a short delay can bring you down a notch.
- Loan defaults – Skipping repayments will push you into Category C (or even lock you out completely).
- Inactivity – If you stop borrowing, your rating may stall or drop.
Your Hustler Rating isn’t just a number—it’s the key to unlocking bigger financial opportunities. Here’s why it’s important:
Higher Rating = Bigger Loans
- The better your rating, the more money you can borrow.
- Top-rated borrowers (A1–A3) get quick approvals and higher limits.
Access to Exclusive Loans
- Want a Bridging Loan? You’ll need to be in Category A or B.
Faster Loan Approvals
- A strong rating means fewer checks, faster disbursement, and better borrowing terms.
No Risk of Being Locked Out
- If you consistently miss payments, you could lose access to Hustler Fund loans altogether.
Want to level up your rating and access bigger, better loans? Here’s how:
✔ Repay your loans on time – Even before the due date if possible.
✔ Borrow consistently – An active profile keeps your rating moving up.
✔ Save while you borrow – Having a healthy savings record shows financial discipline.
✔ Avoid late payments – Even a single delay can hurt your score.
